WebJan 8, 2024 · >>MORE: Hybrid Long-Term Care Insurance, Explained. Pacific Life PremierCare Choice Max: Initial $100,000 premium gets you $312,565 long-term care benefits on day one, building up to $584,361 in long-term care (LTC) benefits by age 80; You get 70% of your premium back if you change your mind WebNov 11, 2024 · Typically, the long-term care benefit amount is equal to about five times the premium you pay, Dona says. For example, a healthy 55-year-old man who made a $100,000 lump sum premium payment could...
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WebArthur A Kempton, III, USAF Retired. Medicare Advisor, Financial Services, Employee Benefits. Call us today @ (813) 995-2821. WebNov 9, 2024 · The whole life insurance plus long-term care policy is available for ages 35-80 and provides a guaranteed minimum 4% interest rate, along with a guaranteed death benefit. The elimination period is 30 days for in home care; all other care requires a 60 day elimination period. An income protection benefit of 2%, 3%, or 4% is available. culligan water systems okc
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